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How Much Does Mobile App Development Cost Like Tamara In UAE? 

The UAE is well-known for its architecture, luxury hotels, scrumptious food, beautiful resorts, and shopping malls. So how can someone resist themselves to spend money on luxurious living? Absolutely Not! That is why a mobile app like Tamara app saves people’s lives and pockets with the ultimate solution of financing flexibility in real-time.

This is a viable fintech mobile app idea for people who want to earn money by launching an app like Tamara in the Middle East. Interested in knowing how much mobile app development costs, like the Tamara app in UAE? Let’s read it till the end!

Tamara App

Growing Popularity of Tamara App In The Middle East

Tamara app is a well-known mobile application in the Middle East in which people can split their payments into small installments or on the concept of Buy Now Pay Later (BNPL). The best part of this app is they do not charge any fees and provide services with zero interest in the Middle East region, including Saudi Arabia, the United Arab Emirates, and Kuwait. 

Users can find 20,000+ registered brands that took Tamara app services and registered their stores to provide amazing discounts and split payment experiences throughout their buying journey. Moreover, one of their discount programs, “Farah,” offers exclusive discounts from different brands. They frequently offer discounts and exclusive vouchers that help buyers to buy during the sale seasons and pay later when they feel convenient. 

This amazing app is a must-try for residents of the Middle East, including Saudi Arabia, Kuwait, and the United Arab Emirates. The split payment app business model is a million-dollar venture for its owners. Instead of making money with app users, Tamara app monetization strategy tells a different story: they earn with their collaborative brand partners. It means whoever wants to register their brand store and earn money by selling on the Tamara app platform has to pay a fixed subscription amount. 

No doubt, the Tamara app is an emerging fintech mobile app solution for customers and sellers. The idea of mobile app development like the Tamara app is an imperative solution in this digitizing sphere. From its intuitive user interface to the features and functionalities, everything delivers a smooth user experience. 

Lucrative Investment Opportunity To Build Tamara App

Tamara App is one of the prevailing apps in the Middle East region, including Saudi Arabia, Kuwait, and the United Arab Emirates. The best part of the Tamara App is the Buy Now, Pay Later, which is why it is popular in the Middle East region. 

The fastest-evolving eCommerce industry is the potential reason for making this mobile app idea more successful. The BNPL feature allows consumers to shop in real-time with a later payment process with zero interest. The expected eCommerce market expansion and online sales in UAE is around  $3 billion by 2025.

Another reason is the surging acceptance of online mobile payment apps in the Middle East. BNPL delivers a convenient experience to consumers through its mobile-first and user-centric approach. 

Overall, the analysis identifies the demand for Tamara-like apps in the Middle East region as they deliver ultimate benefits for residents of Saudi Arabia, Kuwait, and UAE. We can see the potential of Tamara-like mobile app development in Dubai, Qatar, Bahrain, and Oman. If you want to leverage this opportunity, this is the right time. 

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Cost Estimation To Build Mobile App Like Tamara

The mobile app development cost in Dubai depends on multiple factors, including location, platform, development team, tech stack, etc. But we can give you an estimated figure. Let’s break down this figure into major stages of development. 

As a general guide, you can expect to pay between $50,000 and $300,000 to develop a simple Buy Now, Pay Later (BNPL) app like Tamara. This would include basic features such as user registration, product browsing, checkout, and payment processing.

For a more complex app with additional features, such as:

  • A user-friendly interface
  • Integration with multiple merchants
  • Advanced security features
  • Real-time analytics

You can expect to pay between $50,000 and $300,000. If you need to develop the app for both Android and iOS, you can expect to pay an additional 20-30% of the total mobile app development cost.

Here is a breakdown of the estimated mobile app development cost for each component of the development process:

  • Planning and requirements gathering: $1,600 – $3,200
  • UI/UX design: $2,400 – $4,800
  • Backend development: $3,200 – $9,600
  • Frontend development: $3,200 – $9,600
  • Testing and deployment: $1,600 – $3,200
  • Third-party integrations: $800 – $8,000 (depending on the number and complexity of the integrations)

It is important to note that these are just estimates. The actual mobile app development cost will vary depending on your specific requirements. It is always best to get quotes from multiple development companies before making a decision.

Factors Affecting Mobile App Development In Dubai 

The following factors can influence your mobile app development cost of building an app like Tamara in the UAE:

Complexity of features

The more complex the features of your app, the higher the app development cost will be. Features like user profiles, product catalogs, payment processing, and fraud detection, plus infusing futuristic solutions such as AI, ML, Blockchain, etc., can cost you more. 

Development platform

Whether you develop your app for Android, iOS, or both platforms will also affect the mobile app development cost. Developing for multiple platforms typically costs more than designing for a single platform. It’s up to you to choose your target audience and build your app accordingly.

Development team location

The location of your development team can also impact the mobile app development cost. Teams in developed countries such as the US and Western Europe typically charge higher rates than teams in developing countries. Try to find a mobile app development company in Dubai, like MMC Global, to minimize the cost.

Third-party integrations

If your app needs to integrate with third-party services, such as payment processors or social media platforms, this will also add to the mobile app development cost in Dubai.

Customization and design

The more customized and unique the design of your app, the higher the cost will be.

In addition to these factors, the following may also influence the mobile app development cost in Dubai:

Project management

If you need to hire an in-house project manager to oversee the development process, this can also increase the mobile app development cost. The plus point of handing over your project to the outsourcing companies is they provide a dedicated project manager who will handle your project from scratch and keep you updated on every step.


Thorough testing is essential to ensure your app is bug-free and works as intended. This can be a time-consuming and expensive process. When you outsource your project, you just need to deal with a few team members, and they will handle the rest. They have fully managed teams, including engineers, designers, and testers. 

Deployment and maintenance

Once your app is developed, you will need to deploy it to the app stores and maintain it over time. At MMC Global, we make a well-versed quote of our services, comprising all pre and post-maintenance and deployment processes. 

Read more: How Much Does It Cost For a Mobile App Development In UAE

Be sure to discuss and provide a detailed list of your requirements so that a mobile app development company in Dubai can give you an accurate quote.

Why Choose Us To Build Payment App Like Tamara? 

MMC Global is the name of a trusted mobile app development company in Dubai that has been regulating its operation in the UAE for a decade. We have effective mobile app development models, an efficient mobile app development team, result-oriented mobile app monetization strategies, and much more that make a complete mobile application development company in Dubai. 

We are familiar with the UAE culture, understand the needs of the local market, and have global expertise that all sums up our professional working experience in this field. From brainstorming, designing, and development to deployment, we simplify mobile app development with accuracy and quality. We first suggest the best fit for your business and start your project as your preference. Let’s try us for your next project!

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